Small business owners are faced with many challenges on their entrepreneurial journeys. Access to capital, financing options, and credit building opportunities are all essential for small business growth. But many times, these essential elements are not as easily accessible to...

To laugh often and much; To win the respect of the intelligent people and the affection of the children; To earn the appreciation of honest critics and endure the betrayal of false friends; To appreciate beauty; To find the best...

The concept of teamwork is essential in business and in life. It is the collective efforts of many that create and transform industries, organizations, and communities. The gains made by a group working towards a goal far surpass any one...

Empathy is how people understand one another and how we help each other find solutions and overcome obstacles. Sometimes empathy can be as simple as stopping and truly listening to othera so we can gain perspective on where they have...

As business and personal lives become faster-paced, we often forget the importance of patience. Technology and advances in commerce have given us all an unspoken entitlement – professionally and personally – so we expect changes, results, and items to be...

Honesty is one of the pillars of ethics, both in business and in life. We cannot progress as a society unless we are honest about our needs and desires. Similarly, businesses cannot expect to achieve long-term success unless they are...

Small businesses are organizations with a lot of heart, especially compared to Wall Street and other corporations that reflect a “cold” image. It would be wise for all businesses to remember that their profits are from warm, thinking, and feeling...

The real estate investment market is wide open to people at every level of experience. For those just starting out in the investment property arena, it is helpful to remember that even the big property moguls who are managing large...

There are times when the path to success is not entirely clear. Business sales may have plateaued or the current market segment may seem saturated, or clients could be shifting to other competitors for no discernible reason. In situations like...

Credit is a necessary metric in all of our lives. For businesses, credit ratings can mean the difference between getting approved for financing and having to fund operations out of pocket. However, no business starts out with strong credit ratings,...